How it works

EquitySecure checks your eligibility in about two minutes and then introduces you to a mortgage broker authorised and regulated by the Financial Conduct Authority. We introduce; the broker advises and arranges any borrowing.

Process

From equity question to funds in the bank

Check your eligibility

Two minutes, no credit footprint. We work out the equity you could release at up to 85% LTV.

Matched to lenders

We compare specialist second charge lenders — including those comfortable with adverse credit or self-employed income.

Valuation & offer

Most cases use an automated valuation, so there's often no visit and no delay. You see the full cost before committing.

Funds released

Completion typically lands in 3–4 weeks. Your first mortgage, rate and lender are untouched throughout.

Debt comparison

Why borrowers with a cheap fix choose a second charge

Remortgaging a 2% deal onto today's rates can cost more than the loan you're raising. Here is how the main routes compare.

OptionTypical rateFeesEffect on your mortgage

Second charge loan

6.9% – 12%

No early repayment charge on your first mortgage

Existing rate untouched

Full remortgage

4.5% – 6%

ERC, arrangement, legal & valuation fees

Whole balance repriced at today's rates

Unsecured personal loan

9% – 25%

Usually none, but capped at ~£25k

Short terms mean high monthly payments

Credit cards / overdraft

24% – 39%

Cash fees, revolving interest

Debt can outlive the purchase

Rates shown are indicative market ranges for illustration and are not an offer of credit.

Introductions to regulated brokers — clearly, and without the sales pitch

This platform is operated by NoahSure Group. We built it to do one job properly: understand where a homeowner stands, then put them in front of a mortgage broker who is authorised and regulated to advise on secured lending.

We do not recommend products, quote rates as an offer, or arrange credit ourselves. You can read more about the group, its people and its other services at noahsuregroup.com.

Important: nothing on this website is financial advice. Any recommendation comes from the FCA-registered broker you are introduced to, after a full assessment of your circumstances.

You share your position

Property value, outstanding mortgage, income and credit profile. It takes about two minutes and leaves no mark on your credit file.

We match, we don't advise

EquitySecure is a lead generation platform, not an advice firm. We pass your details to an FCA-registered mortgage broker whose lender panel fits your circumstances.

A qualified adviser calls you

The broker — not us — assesses suitability, explains the risks and recommends a product. You are never under any obligation to proceed.